Terms & Conditions

Last Updated: 2026-02-08

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1. Introduction

These Terms and Conditions govern your use of The Service. By accessing or using The Platform, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use The Service. The Service is provided by 55 Club, and we reserve the right to modify these Terms at any time. Your continued use of The Service following any changes constitutes your acceptance of the new Terms.

2. Accounts

To access certain features of The Service, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. User Content

You are solely responsible for any content that you submit, post, or otherwise make available via The Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, publish, and distribute such content in any and all media. You represent and warrant that you own or have the necessary rights to use and authorize us to use your content as described herein.

4. Intellectual Property

All content, trademarks, and other intellectual property on The Service are the property of 55 Club or its licensors. You may not use, reproduce, distribute, or create derivative works from any content on The Service without our express written permission. Unauthorized use of any materials may violate copyright, trademark, and other laws.

5. Termination

We reserve the right to terminate or suspend your account and access to The Service at our sole discretion, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use The Service will immediately cease. If you wish to terminate your account, you may simply discontinue using The Service.

6. Indemnification

You agree to indemnify, defend, and hold harmless 55 Club, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of The Service, your violation of these Terms, or your violation of any rights of another party.

7. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall 55 Club, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of, or inability to access or use, The Service, any conduct or content of any third party on The Service, or any content obtained from or through The Service.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which 55 Club operates, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction for the resolution of any disputes arising out of or relating to these Terms or your use of The Service.

9. Changes

We reserve the right to modify or replace these Terms at any time. If we make material changes, we will provide notice on The Service prior to the changes taking effect. Your continued use of The Service after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes.

10. Contact Us

If you have any questions about these Terms, please contact us at the designated contact information provided on The Service. We will respond to your inquiries as promptly as possible.

11. Privacy Policy

Your privacy is important to us. This Privacy Policy outlines the types of personal information we collect, how we use it, and your rights regarding that information. By using The Service, you consent to the collection and use of your information in accordance with this policy.

12. Data We Collect

We collect several types of information for various purposes to provide and improve our Service to you. This includes Log Data, which is collected automatically, such as your IP address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data. We also collect Personal Data, which may include your name, email address, and other information that you provide to us.

13. Cookies & Tracking

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

14. Service Providers

We may employ third-party companies and individuals to facilitate our Service ('Service Providers'), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

15. Security

The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Terms and Conditions and Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

17. Children's Privacy

Our Service does not address anyone under the age of 13 ('Children'). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

18. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

19. DMCA

The Digital Millennium Copyright Act (DMCA) provides a mechanism for copyright owners to notify service providers of infringing content. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on The Service, you may notify our designated copyright agent. To be effective, the notice must include specific information as outlined in the DMCA, including a description of the copyrighted work, the location of the infringing material, and your contact information. We will respond to such notices in accordance with the DMCA and may remove or disable access to the infringing material.

20. Disclaimer

The information provided by The Service is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to The Service or the information, products, services, or related graphics contained on The Service for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

21. No Professional Advice

The Service does not provide professional advice, and any information provided should not be considered a substitute for professional advice. You should consult with a qualified professional for any specific advice or assistance. We do not endorse any specific products, services, or opinions mentioned on The Service.

22. Affiliate Disclosure

Some links on The Service may be affiliate links, which means we may earn a commission if you click on the link and make a purchase. We only promote products and services that we believe will add value to our users. Your decision to purchase through these links is entirely your own, and we are not responsible for any issues that may arise from your purchase.

The Service may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any links does not imply endorsement by us of the linked site or any association with its operators.

24. Errors and Omissions

While we strive to provide accurate information, errors and omissions may occur. We are not responsible for any errors or omissions, or for the results obtained from the use of this information. You agree that we are not liable for any damages resulting from the use of this information.

25. Fair Use Notice

The Service may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in an effort to advance understanding of the subject matter. We believe this constitutes a 'fair use' of any such copyrighted material as provided for in Section 107 of the U.S. Copyright Law. If you wish to use copyrighted material from The Service for your own purposes that go beyond fair use, you must obtain permission from the copyright owner.